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Socially Responsible Investment Basics in Oregon
Oregon Residents can potentially make a positive impact by investing in Socially Responsible Investments with T. Mann Financial
What are Socially Responsible Investments
Socially responsible investments in theory involve allocating funds to companies and projects that prioritize environmental, social, and governance (ESG) criteria, seeking to generate positive impacts alongside financial returns.
Environmental
Companies that strive to minimize their environmental impact.
Examples: reducing carbon emissions, conserving resources, and promoting sustainable practices
Social
Companies that prioritize social welfare, diversity, and human rights.
Examples: promoting fair labor practices, prioritizing employee well-being, and contributing positively to their communities.
Governance
Companies that employ transparent, accountable, and ethical decision-making
Examples: independent boards, strong ethical standards, and transparent corperate reports.
Common Components of Socially Responsible Investments
Positive Impact: One of the main objectives of socially responsible investments is to create positive social and environmental impacts while generating financial returns. Investors seek to align their financial goals with their values and contribute to a more sustainable and equitable world.
Exclusionary Screening: Some socially responsible investment strategies involve excluding certain industries or companies that engage in activities deemed harmful to society or the environment, such as tobacco, weapons, or fossil fuels.
ESG Integration: ESG integration entails analyzing a company's environmental, social, and governance performance alongside traditional financial metrics when making investment decisions. This approach ensures a more comprehensive assessment of the company's overall sustainability.
Impact Reporting: Investors in socially responsible investments often receive regular impact reports detailing how their investments are making a positive difference, both financially and in terms of the chosen social and environmental causes.
Why would you choose SRI?
It allows you to invest in social causes you care about - while working toward both positive change and financial gain.
There are several reasons people choose sustainable investing, including personal values, ethics, and goals. Sustainable investors often try to aim for competitive returns on their investments, while also keeping in mind that their investments should be used to make a positive societal change. This also includes contributing to advancements in social, environmental, and governance practices.
Aligned with your values
Positive Change + Financial Gain
How T. Mann Financial can use Socially Responsible Investments
T. Mann Financial in Springfield Oregon can help you select and invest in SRI today!
T. Mann Financial's 3-Step SRI Process
1. Identify Values
We have a conversation with our clients to identify what values they would like to see reflected in their investment portfolio.
2. Select a Strategy
Our two main strategies for SRI are to either overweight SRI investments in a portfolio or to exclude specific non-SRI investments.
3. Build the SRI Portfolio
T. Mann Financial then builds a portfolio that matches your risk tolerance, time horizon, and investment objectives, and reflects the values you identified and the strategy you selected.
Example SRI Portfolio
Let's say that an investor named Tracy from Eugene Oregon believes strongly in the need to reduce carbon emissions to help our planet. Tracy has a conversation with T. Mann Financial and scores an 80 out of 100 on her risk analysis.
Tracy elects to overweight solar energy investments by adding a Solar ETF to her portfolio. The new Solar ETF comprises 5% of her new portfolio.
Tracy is extremely happy with her investment because she always wanted to have solar panels on her home but couldn't afford the large up-front cost of installation. Now she can sleep well knowing she is doing something to fight climate change.
Getting Started With Socially Responsible Investing
What do “socially responsible,” “sustainable” and “impact” mean to you?
Do you want to invest according to green energy or more in female-led companies?
Socially Responsible Investment Examples in Oregon
Carefully consider the many types of socially responsible investments available to Oregon Residents
Renewable Energy Projects
Investments in wind, solar, hydroelectric, and other renewable energy sources that contribute to reducing carbon emissions and promoting a sustainable energy future.
Sustainable Agriculture
Supporting businesses that prioritize eco-friendly farming practices, avoid harmful chemicals, and promote biodiversity and soil health.
Green Building
Investments in companies involved in constructing energy-efficient and environmentally friendly buildings or renovating existing structures to meet sustainability standards.
Social Impact Funds
Investing in funds specifically dedicated to addressing social issues, such as poverty alleviation, education, healthcare, and affordable housing.
Clean Technology
Supporting companies that develop and manufacture clean technologies aimed at reducing pollution and resource consumption.
Community Development Projects
Investments in projects that benefit local communities, such as affordable housing initiatives, community healthcare centers, and education programs.
Water Conservation and Management
Investments in companies focusing on water conservation, water treatment technologies, and sustainable water resource management.
Sustainable Transportation
Supporting companies involved in electric vehicles, public transportation, or other eco-friendly transportation solutions.
Ethical Consumer Products
Investing in companies that produce ethically sourced and environmentally friendly products, such as fair trade goods or sustainable clothing brands.
Please Note: Socially Responsible Investing Limitations, Socially Responsible Investing involves the incorporation of Environmental, Social and Governance consideration into the investment due diligence process (“ESG”). There are potential limitations associated with allocating a portion of an investment portfolio in ESG securities (i.e., securities that have a mandate to avoid, when possible, investments in such products such as alcohol, tobacco, firearms, oil drilling, gambling, etc.). The number of these securities may be limited when compared to those that do not maintain such a mandate. ESG securities could underperform broad market indices. Investors much accept these limitations, including potential for underperformance. Correspondingly, the number of ESG mutual funds and exchange traded funds are few when compared to those that do not maintain such a mandate. As with any type of investment (including any investment and/or investment strategies recommended and/or undertaken by Brookwood Investment Group), there can be no assurance that investment in ESG securities or funds will be profitable, or prove successful.