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Analysing Data

Wealth Management

 

Fee-only, Goal-Oriented Investing

*Minimum New Account Balance of $500,000

Investment Philosophy

Our Investment Philosophy

 

See how this aligns with our Mission, Values, & Culture

Our priority is helping you achieve goals, not chasing unrealistic returns.

We align client investments with clients appetite for risk.

We conduct our due diligence on the investments we recommend.

We try to avoid market bubbles and view market corrections as opportunities.

Wealth Management Services

Transparent
Wealth Management Services

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Financial Advisor

The plans above have a single low asset under management fee (AUM). For Bronze accounts only, there is a $15/account/quarter tech fee. There are no hidden fees, no trailing fees, and no trade commissions. Custodians may have additional special servicing fees for services like wire transfers.

What is Wealth Management? Read about it here.

Other Wealth Management Tools

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T. Mann Financials' Wealth Management
Customized Portfolios

Wealth Management

An integrated, customized solution that goes beyond simple asset allocation.

We have the independence to offer Alternative Investments to accredited investors and are well positions to offer our clients the tools they need to help protect their assets.

Investment Methodology

How are you prepared for a market downturn?

Click here to get a complimentary Portfolio Analysis

Our Investment Methodology

  1. Start with the client's goal-oriented asset allocation.

  2. Determine the appropriate account type (tax-advantaged or taxable).

  3. Filter out expensive mutual funds (see why below).

  4. Filter out funds with low volumes (this improves liquidity).

  5. Filter out funds with high expense ratios (lowers the cost of ownership).

  6. Select the 3-5 funds in each asset class.

  7. Compare the performance, yields, holdings, etc. of the funds.

  8. Review to make sure no over-weighting took place.

Best Funds

We build portfolios using technology that matches your risk tolerance

Risk Scores: Allow us to build customized portfolios

Low-risk
Diversifcation

Risk Score: 75

Portfolios Can Include:

  • Stocks

  • Bonds

  • Index Funds

  • Exchange Traded Funds (ETFs)

  • Alternative Investments

What sets us apart

  • The independence to offer a full range of investment options.

  • 100% Fee Transparency

  • No 1-800 numbers, just real people

Risk Scores
Why we prefer ETFs to mutual funds

Why we prefer ETFs to Mutual Funds

ETFs VS Mutual Funds

  1. ETFs typically have much lower expense ratios (ongoing expenses). 

  2. ETFs have no up-front or deferred sales charges (up to 8.5%).

  3. ETFs have no ongoing 12B-1 fees weighing down on returns.

  4. ETFs are more liquid because the are traded on the market and don't have surrender charges.

  5. ETFs are more tax efficient because less trading is done inside the accounts.

  6. ETFs have no minimum initial investment requirements beyond the value of a single share.

  7. ETFs tend to have higher returns than their mutual fund equivalents because of their fees. 

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