Oregon Business Value Estimates
Business Value Estimates for financial planning business clients as part of T. Mann Financial's planning engagements.
Business owner clients can request an automated business value estimate through our third-party platform partner, BizEquity. The estimate is a planning tool, not a certified appraisal, and is intended to support conversations about your financial plan.*
An estimate can be a useful starting point for owner planning conversations, exit timing, retirement readiness, and goal setting.
We help you navigate the value estimate process in just a few easy steps
Sample BizEquity business value estimate showing asset, equity, enterprise, and liquidation values
Disclaimer
About the BizEquity Estimate
The business value estimate provided through BizEquity is an automated computation based on the financial information you submit and BizEquity's proprietary algorithm. It is not a certified business appraisal, a USPAP-compliant valuation, or a "qualified appraisal" as defined under IRS Section 6695A. The estimate is provided to T. Mann Financial planning clients as a tool for financial planning conversations only. It should not be relied upon for tax filings, IRS reporting, divorce or shareholder litigation, lending decisions, mergers and acquisitions, ESOP valuations, financial reporting under accounting standards, or any other purpose requiring an independent certified appraisal. For those purposes, a qualified business appraiser should be retained. Please review our full Disclosure page for additional information.
When a Business Value Estimate Helps with Planning
An automated estimate can help business owners think more clearly about long-range planning. It is a conversation tool, not a certified appraisal. Use it where it fits, and use a qualified business appraiser where the situation requires one.
1. Strategic Planning
Understanding a rough estimate of business value supports goal setting and identifying areas to focus on.
4. Buying Considerations
Buyers can use an estimate to begin their own analysis before commissioning due diligence.
2. Succession Planning
For owners thinking about retirement or family transition, an estimate helps frame the conversation early.
5. Insurance Planning
An estimate helps frame conversations about appropriate coverage levels with your insurance professional.
3. Selling Considerations
Owners considering a future sale can use an estimate as a starting point before engaging a transaction advisor.
6. Attracting Investors
An estimate is a starting point. Most investors will require a third-party valuation before committing capital.
Get a business value estimate today!
Now included with T. Mann Financial Planning Business Plans.
Situations that require a certified or qualified appraisal
The BizEquity estimate is not a certified appraisal and should not be used in these situations. T. Mann Financial can refer you to a qualified business appraiser when one is needed.
How it Works in 4 Steps
1. Complete 2-Page Questionnaire
2. Send us 2-3 years of your business tax returns
Upload to the Secure Client Portal
• Form 1120s is used for an S corporation or an LLC electing to be taxed as an S corporation.
• Form 1120 is used for a C corporation or an LLC electing to be taxed as a C corporation.
• Form 1065 is used for a partnership or an LLC electing to be taxed as a partnership.
• Form 1040 (Schedule C) is used for a sole proprietorship or a single member LLC taxed as a sole proprietorship.
If submitting Schedule C, please provide balance sheets for such tax years, if available.
3. Biz Equity completes value estimate
This typically takes about a week.
4. Review value estimate with T. Mann Financial
You will receive a PDF copy of your BizEquity business value estimate. T. Mann Financial will walk through the report with you in a planning meeting and discuss how the estimate fits into your broader financial plan. The discussion is for planning purposes and is not a certified appraisal opinion.
Need to update it? No problem.
T. Mann Financial business planning engagements can include a refreshed BizEquity estimate once per year, recalculated from your most recent business financials.
About the BizEquity Platform
BizEquity is a third-party platform used by financial advisors and accountants to generate automated business value estimates from owner-supplied financial data. T. Mann Financial uses BizEquity through our partnership with Augustar Financial. The estimate is intended for planning conversations only.
Download a Sample Report
Biz Equity uses these 4 types and levels of value
Asset Value
"Includes ONLY inventory/supplies, fixed assets and all intangible assets. Excludes all liquid financial assets and all liabilities. Buyer operates from newly formed legal entity." -bizequity.com
Equity Value
"Includes the assets listed above PLUS liquid financial assets LESS all liabilities (ST/LT). Involves the full transfer of the legal entity including all account balances and current tax attributes."-bizequity.com
Enterprise Value
"In middle-market transactions, it is also helpful to distinguish between "equity value" and "enterprise value". Enterprise value is a reflection of the firm's value as a functioning entity and it is helpful in that is facilitates the comparison of companies with varying levels of debt." -bizequity.com
Liquidation Value
"The liquidation value conclusion is based on the key assumption of insolvency and the immediate sale of all assets (on or off the balance sheet) at or near "fire sale" level coupled with the nearly simultaneous retirement of all liabilities. This figure does not include accounts receivable." -bizequity.com