What is Custom Direct Indexing?
Custom Direct Indexing is a personalized investment strategy that replicates an index while allowing you to tailor individual holdings for tax efficiency, diversification, and alignment with your values and goals.
Direct Tax-Loss Harvesting
By owning shares directly you are able to harvest losses at the individual stock level.
An investor can harvest losses by selling individual stocks that temporarily drop in value during the year, even if the overall index ends up higher, locking in a tax-deductible loss while potentially reinvesting in a similar asset.
Oregonian Direct Indexing Use Cases
There are many reasons to consider T. Mann Financial's Custom Direct Indexing solution.
What is yours?
Use Case 1: Donation Strategy
Illustration Assumptions
An Oregon resident would like to leave a portion of their portfolio to charity and would like to compare the potential tax savings of using T. Mann Financial's Custom Direct Indexing tax-loss harvesting feature.
Use Case 2: Replace Old Mutual Funds
Illustration Assumptions
An Oregonian has inherited a portolio of old mutual funds with heavy fees and mixed levels of appreciation. Their goal is to reduce or eliminate the mutual funds expense ratios from their portfolio over time, while keeping their capital gains taxes manageable.
T. Mann Financial's Approach to CDI
T. Mann Financial’s Custom Direct Indexing approach combines a complimentary portfolio review, access to a powerful CDI platform, and a follow-up consultation to help you understand and act on the results.
Our Powerful Custom Direct Indexing Platform
*Nothing in this should be construed to be individualized investment advice. Please consult with your investment adviser because making any decisions. Figures do not reflect fees or expenses. Past performance is not a guarantee of future results.
Illustrative Examples of Custom Direct Indexing
Complimentary Custom Proposals
Step 1.
Request a Complimentary Portfolio Review
Click "start" on the form below
T. Mann Financial has implemented data security measures designed to protect the personal information you share with us. Your data will remain confidential and will be only used for the purpose of conducting the analysis.
There is no obligation, portfolio analysis are 100% complimentary. If you prefer you can send your statement by email to: investments@tmannfinancial.com
Please see our disclosures for more information
Step 2.
Book a 30-minute Complimentary Initial Consultation
Click here to book your complimentary consultation to discuss the results of your portfolio review.