Client Planning Portals -
Financial Planning Tools for T. Mann Financial Clients
At T. Mann Financial, we pride ourselves on offering customized, tech-forward planning tools that empower our clients to engage with their financial plans in modern, personalized ways. Different financial questions call for different tools. We use a curated set of planning platforms, each chosen for the specific job it does well. Below you'll find quick access to each portal along with a description of how we use it. Existing clients can log in using the buttons under each tool.
Holistic Planning
2026 and Beyond
A NEW comprehensive planning platform for in-depth financial plans.
Holistic Planning
Pre-2026
A comprehensive planning platform for in-depth financial plans.
Retirement Income
For retirement timing, Social Security, and withdrawal strategies.
Tax Planning
For analyzing tax information and proactive tax strategies
Holistic Planning (2026 and Beyond)
View your overall financial picture, track progress, share documents, and stay engaged with the recommendations that support your long-term goals.
A one-page “Financial Map” of
Your Entire Household
This comprehensive view helps quickly spot gaps or opportunities in your financial plan, making it simple to identify areas that may need attention or improvement. Its intuitive diagrams make complex information easier to grasp, facilitating more meaningful, goal-focused conversations.
Estate Planning Visualization
Visualize how your wealth moves across generations. This tool maps out taxes, trusts, and distribution strategies so you can clearly see what goes to heirs, what goes to taxes, and what can be directed toward charitable goals. It turns complex estate concepts into a simple, visual decision-making process.
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Holistic Planning (Pre-2026)
A comprehensive, all-in-one financial planning tool that we use for creating detailed individual or family financial plans. It allows us to connect your goals (like retirement, education, or buying a home) with your actual investment accounts and data in real time, so we can monitor progress and adjust as needed.
A Comprehensive Financial Plan
Our Financial Planning tool integrates powerful analytics, reporting, and planning tools into one user-friendly interface. It allows you to Track your investments and forecast your retirement and other goals, View consolidated accounts in one place, Make data-driven decisions using detailed reporting and analytics, and Ensure security and privacy with industry-standard encryption.
Key Features
Portfolio Tracking – Monitor your investments in real time with detailed performance reports and asset allocation insights.
Goal-Based Planning – Set, adjust, and track progress toward financial milestones such as retirement, education savings, and wealth accumulation.
Document Vault – Securely store and access important financial documents, including tax returns, estate plans, and investment reports.
Performance Reports – Generate comprehensive performance reports to review trends, returns, and allocations.
Risk Assessment – Evaluate your portfolio’s risk level and explore diversification strategies to align with your financial objectives.
Communication & Support – Easily connect with your financial advisor at T. Mann Financial for guidance, updates, and tailored financial strategies.
Retirement Income
A specialized tool focused on retirement income planning, it is particularly useful for managing the timing of retirement decisions and structuring your withdrawal strategy from investments. Unlike traditional static calculators, it continuously monitors economic and market conditions and uses a “guardrails” approach to adjust your plan over time.
Aims to Answer the 4 Big Questions
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When should I start taking social security?
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What can I spend in retirement?
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What could cause me to make adjustments?
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What should those adjustments look like?
Key Features
Dynamic Guardrails Strategy: Our tool employs risk-based guardrails to manage your withdrawal plan. That means instead of assuming a fixed withdrawal rate forever, the software sets upper and lower spending limits. If your portfolio performs better or worse than expected, the tool will signal whether you can increase your income (green light) or need to cut back a bit (red light) to stay on track. This approach is designed to support your retirement lifestyle while helping reduce the risk of depleting your portfolio prematurely. Like any strategy, it has trade-offs: spending may need to decrease during market downturns, and there is no guarantee the plan will perform as projected.
Customized “When to Adjust” Guidance: This tool gives targeted, personalized advice on when and how to adjust your retirement paycheck over time. For example, if there’s a market downturn, the tool might recommend pausing inflation raises on withdrawals, or if markets do well, it might suggest you can spend a little more. It also considers tax efficiency, helping decide which accounts to draw from first to minimize taxes. All of this happens within your plan’s guardrails, so adjustments are evidence-based, not guesswork.
Social Security Timing Optimizer: Our tool includes an advanced Social Security optimization module to help determine the optimal claiming age and strategy for your situation. It goes beyond the generic “wait until 70” rule by factoring in your health, family longevity, potential benefit cuts, and personal preferences. This means we can model scenarios like claiming at 65 vs. 70, or coordinating spousal benefits, and see the impact on your overall plan, so your Social Security decision can be evaluated in the broader context of your retirement plan.
Ongoing Monitoring & Alerts: Once your plan is in place, the tool continuously monitors it. It will alert us if/when an adjustment is needed, kind of like a GPS giving “turn-by-turn” directions through retirement. If markets shift or your circumstances change, we’ll get an indication through the portal and can discuss the appropriate tweak (instead of waiting for an annual review to discover an issue). This proactive, tech-forward monitoring gives you confidence that your retirement income strategy remains sustainable over time.
Tax Planning
Effective financial planning doesn’t stop at investments. Thoughtful tax strategy may have a meaningful impact on long-term outcomes.
This dedicated tax planning portal brings your financial picture together to uncover opportunities that are often missed. Instead of reacting at tax time, you can take a proactive approach throughout the year.
A Year-Round Approach to Tax Conversations
Key Features
Year-Round Tax Visibility.
See how income, investments, and planning decisions affect your tax situation in real time, not just once a year.
Opportunity Identification
Surface potential strategies such as Roth conversions, capital gain harvesting, and timing of income or deductions.
Integrated Financial View
Connect tax insights with your broader financial plan so decisions are made with full context, not in isolation.
Scenario Analysis
Compare different strategies side by side to understand trade-offs and choose the most efficient path forward.
Need Assistance?
If you have any questions about accessing your account or navigating the portal, our team is here to help.
Contact T. Mann Financial for support:
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Email Us- support@tmannfinancial.com
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Call Us: 541-583-0093